Before Buying a New Car, Calculate This One Number First (Case Study: Tata Sierra EV) Is it worth 20 Lakhs?
Imagine booking the upcoming Tata Sierra EV for around ₹22 lakh, feeling proud of your down payment and a “manageable” EMI. Five years later, you realise the car actually cost you closer to ₹32-35 lakh. The showroom price was never the real…
Mumbai Couple High Income Low Savings: Earning ₹2.2 Lakh a Month in Mumbai… But Still Broke — Here’s the Shocking Reason
A Mumbai couple recently went viral on Reddit after openly discussing how they struggle to set aside any meaningful savings — despite bringing home a combined monthly income of ₹2.2 lakh. Their post ignited a wide-ranging online conversation about…
50/30/20 Rule Explained With Real U.S. Income Examples: A Practical Budgeting Guide
50/30/20 Rule Explained With Real U.S. Income Examples: A Practical Budgeting Guide Last Updated: March 2026 | Reading Time: ~7 minutes | Introduction If you’ve ever reached the end of the month wondering where your paycheck went, you’re not…
I Followed the 50/30/20 Rule for 30 Days — The Results Shocked Me
What Is the 50/30/20 Rule? (Quick Breakdown for Beginners) The 50/30/20 rule is a simple budgeting framework that divides your after-tax income into three categories: 50% for needs, 30% for wants, and 20% for savings or debt repayment. Senator Elizabeth…
I Tried Zero-Based Budgeting for 30 Days—Here’s Exactly What Happened to My Money
I Tried Zero-Based Budgeting for 30 Days—Here’s Exactly What Happened to My Money Why My Money Never Lasted Till Month-End Every month felt like the same frustrating cycle. My salary would hit my account, I’d feel a brief moment of relief,…
I Tried the No-Buy Trend for a Month—Was It Worth It?
I Tried the No-Buy Trend for a Month—Was It Worth It? Let’s be honest: have you ever checked your bank account mid-month and wondered where all your money went? You didn’t buy anything “big,” yet somehow your balance is…
7 Money Habits That Look Boring but Work Surprisingly Well
7 Money Habits That Look Boring but Work Surprisingly Well The Unsexy Truth About Building Wealth Tired of flashy financial hacks that promise quick wealth but leave your wallet empty? We’ve all been there—downloading the latest budgeting app with…
How to Track Your Spending Using Just Your Phone
How to Track Your Spending Using Just Your Phone Gone are the days of keeping receipts in shoeboxes or scribbling expenses in paper ledgers. Today, your smartphone—the device already in your pocket—can become your most powerful financial tool. With just…
Personal Finance Tips Every Beginner Should Know
Introduction In today’s economy, where inflation impacts everything from groceries to housing, understanding personal finance isn’t just helpful—it’s essential. Yet most of us never received formal financial education in school, leaving…