The “Saving Money” Advice That’s Actually Making You Poorer — Here’s What to Do Instead
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04/10/2026
The Saving Money Mistakes That Are Actually Making You Poorer in 2026 You’ve been doing everything right. Cutting expenses. Putting money aside every month. Watching your savings account grow. So why does financial security still feel so far away?…
How Banks Decide Savings Account Interest Rates
Introduction: Why Savings Account Rates Are Not Random Many Americans believe that savings account interest rates are simply arbitrary numbers banks post on their websites, or worse, that all banks pay roughly the same rates. Neither assumption is…